Cheaper Car Insurance

The fast and easy way to find discounted insurance to save you money on your monthly car and homeowners insurance premiums. Bundle with multiple major carriers and save a ton of money each month.

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The Benefits of Shopping for Car Insurance

It could save you money

The average car insurance premium rates increased 2% to 3% from 2016, according to a J.D. Power 2017 U.S. Insurance Shopping Study. Insurance companies regularly adjust their prices, suggests Bill Hebert, a spokesperson for Mercury Insurance. “There’s a good chance you may find a more competitive rate,” Hebert says.

It may improve your understanding of auto insurance

Each time you shop for insurance, you’re improving your knowledge of the auto insurance industry and what the different options for coverage available to you might be. This can make it easier for you to spot potential opportunities to reduce costs.

It can reduce the cost of insuring teen drivers

When you add a teen driver to a family policy, comparison shopping becomes essential, because teens often cause auto insurance rates to soar.

Insurance Rates and Ways They Are Factored

Bundling plans like your homeowners and auto policies will deeply slash your rate

Insurance Agents can find discounts you might miss

Carriers periodically raise rates. Staying loyal to your company may cost you.

Dislike risk? You can save by lowering coverage levels, but it can cost you in the end.

Your Zip Code can influence your monthly premiums in a huge way.

Our Mission, Technology is our Passion

Save on Auto Insurance

Our proprietary predictive RiskQuote algorithm will ask you questions your insurance company will not. By assigning you a personality color based on your lifestyle, we ask you report back to us once you've secured an active policy with our insurers and tell us about your savings. Once we have assigned you a color, we will monitor carriers and let you know when it's time to switch.

Bundle Policies and Save

Do you own a home? Are there multiple drivers in your household? Is your spouse or child a terrible driver? By painting a picture of your household, we can better match you with insurance companies by seeing the whole picture before we present options to you. Some things you may not think about, such as having a swimming pool or multiple pets, can be an indicator of lifestyle that an insurance underwriter cannot see.

Good record? Don't overpay.

Have you been accident free for years? We will find the biggest discounts for the best driver, however if you've had a run of bad luck, we will connect you with an agent to build a custom coverage policy and avoid state high-risk pools. Don't let a claim be a mark on your insurance record, it makes more sense to connect you with an agent to better serve your needs and save money!

Not your Average Discount

There are dozens of savings only an agent will know how to find and what to look for. Most consumers aren't aware of these hard-to-find discounts, but owning a swimming pool, having pets, or martial status can have a major bearing on your insurance premium. We ask questions that you may not think of when speaking with your insurance agent, just to make sure you get the correct discounts applied.

RiskQuote

Carriers aren't always forthcoming about what affects your premium, so we've developed algorithm that asks you a ton of questions that an insurance carrier may not ask. By grouping and developing a score that figures out your lifestyle, we match you with carriers we believe will save you the most amount of money while providing excellent coverage.

The proof is in the algorithm

The idea of a reverse search based on acturial data points that are we know (driving record, number of cars, number of incidents) came to us when developing our ranking algorithm. Since we don't always know what insurance companies see in your profile, RiskQuote assigns your quiz a special "color". Based on your color information, we pass this color to the insurance carrier and they provide us feedback based on your answers.